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This IQ Group website contains information, advice, text and material that is provided for your convenience, interest and information. You should be aware that the information contained in this website may contain errors, omissions, inaccuracies, or out-dated information, and IQ Group disclaims any obligation to update such information.

IQ Group makes no representations or warranties as to the completeness, accuracy, adequacy, currency or reliability of any information on this website and shall not be liable for any lack of same. Descriptions of, or references to, products or publications within IQ Group’s website does not imply endorsement of any product or publication.

Information and statements contained in this website are not offers to sell nor solicitations to buy.

IQ Group makes no representations whatsoever regarding the contents of any other website that you may access from this IQ Group website. When you access a non-IQ Group website, please understand that it is independent from this IQ Group website and that IQ Group has no control over the contents on that website. A link to a non-IQ Group website does not mean that IQ Group endorses or accepts any responsibility for the contents or use of such website.

No Liability

IQ Group further disclaims any liability whatsoever for any information, documentation, images, programs, software, or other material ("information") which is now, or which may become, a part of the IQ Group website. IQ Group neither warrants nor guarantees that the information will not be offensive to the visitor.

The visitor is hereby put on notice that by accessing and using this website, the user assumes the risk that the information and documentation contained in the website may be offensive, inaccurate, and/or incomplete, and/or may not meet the needs and requirements of the user. The entire risk as to the use of the IQ Group website is assumed by the visitor.

The unauthorised alteration of the content of this website is expressly prohibited. None of IQ Group, its agents and its representatives shall be responsible for any claims, actions, or damages which may arise on account of any visitor’s use of this IQ Group website. No warranty, whether express, tacit or implied, is made by IQ group, including, but not limited to, any warranty in respect of the content, fitness for a particular purpose, freedom from computer viruses and non-infringement of third parties rights.

Purpose and currency of information

The information, services, products, messages and other materials contained on this IQ Group website, are individually and collectively provided for informational purposes only and must not be relied on for any other purposes whatsoever.

Governing Law

In the event of any dispute arising in respect of this IQ Group website, such dispute will be governed in terms of the laws of the respective country in which IQ Group operates or based on where the user usually resides or where the website is accessed.


By using this IQ Group website or copying any material found on the IQ Group website, anyone viewing, reading or otherwise using these pages agrees to abide by the applicable copyright legislation and all other applicable laws of Australia, as well as the terms of this disclaimer.

The individual documents provided on this website, as well as this website itself, are copyright protected and may be downloaded for personal use only.

Permission to otherwise reprint, copy, electronically reproduce, utilise any document on this website, in part or in whole, is expressly prohibited unless prior written consent is obtained from IQ Group. In order to obtain consent please contact for more information.


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